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Reply to "Buying $1.5 million home - can we afford it?"
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[quote=Anonymous]We have an almost identical HHI (300k with 50k bonus), and our max is $1M home price (so, $800k mortgage for us). We are 30 and 34 and have a toddler with a second on the way. Although we are fairly young and expect our income to continue to grow, we want the flexibility to survive on one salary. At $1M, if we both work we would be able to continue to save money every month without needing to change our spending habits. If something happens to the economy or on of us, we would be able to continue paying the mortgage and expenses on one salary until we figured out a permanent solution. We have no debt and a sizeable emergency fund, but would not consider a $1.5M house.[/quote]
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