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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Good luck getting airplane tickets without a credit card.  [/quote]

Dave Ramsey tells you to get a debit card tied to your checking account.

You  can buy airline tickets with a debit card (like a bank card with a visa logo on it). You can check into a hotel with one too, but they put a $300-$500 hold on your card.

I don't know how it works with rental cars. I think they put a hold on that too.[/quote]

Not everyone is comfortable giving direct access to their checking account like that.  How do you dispute charges?[/quote]

The same way I do with a credit card. You call the number on the back of your card and say you didn't make that purchase. They close your card and send you a new one.[/quote]

The drawback of this approach is that you're out the money while the dispute is being resolved so depending on the size of a fraudulent charge it can be an issue.

I thought his issue with credit cards is that people can't control their spending and making people use a cash system makes them think more about what they're purchasing.  I think you lose a lot of that with a debit card and the only major difference is that you can't run up that much of a balance beyond what you have in your account depending on your bank's overdrafting rules.  [/quote]

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