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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Good luck getting airplane tickets without a credit card.  [/quote]

Dave Ramsey tells you to get a debit card tied to your checking account.

You  can buy airline tickets with a debit card (like a bank card with a visa logo on it). You can check into a hotel with one too, but they put a $300-$500 hold on your card.

I don't know how it works with rental cars. I think they put a hold on that too.[/quote]

Not everyone is comfortable giving direct access to their checking account like that.  How do you dispute charges?[/quote]

The same way I do with a credit card. You call the number on the back of your card and say you didn't make that purchase. They close your card and send you a new one.[/quote]

What if a charge has already been taken out of your checking account which causes other problems - with automated bill paying for instance.

I have never done this so I really don't know.  If you check into a $180/night hotel, the hotel will debit your account the $180 plus put a $300-$500 hold on your checking account...so that (I am assuming) if you fail to leave the room or damage the room or run up charges at the hotel, the hotel will have some sort of recourse.  If you check in/out as planned, the $300-$500 hold is taken off your account and that is that, you get access to the hold money again.  But what happens if some crazy person runs up a big bar tab and bills it to your room?  The hotel debits the tab from the hold money and then refuses to return it.  What good would cancelling the card do you?  The hotel already has your money, right?[/quote]

And for the first issue, I get an alert if I have a sub-500 balance in my checking account. If this was unanticipated, I would look into it asap.[/quote]

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