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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Congratulations, OP!

Do you mind breaking down how you did it? I mean, what your asset breakdown looks like? Just curious, if you're comfortable sharing.[/quote]

Sure. All numbers are rounded a bit

$75,000 cash. That's a combo of $10,000 emergency savings sitting in a plain savings account and $65,000 in a rainy day fund for a job loss kind of thing-- almost a year of basic bills. That's in CDs that come up every 2 months. 
$200,000 in home equity-- $450,000 home value says Zillow and a $250,000 mortgage. 
$125,000 in stocks and mutual funds that I started investing in when I had a bit more money to save after retirement. And recently includes some stock options I received through work in my latest job. 
$80,000 in a 529 for my son. 
$550,000 or so in 401(k)s.

Never been married so none of it comes via an ex. Saving, trying not to spend, and a lot of good fortune. While I am proud of what I have done to get where I am in life, I also recognize how much of my 'success' is really the result of being lucky enough to have good health, a good mind, a healthy child, and a lot of lucky breaks.

Thanks again for the support, DCUM! [/quote]

Serious question. You said your [b]net worth[/b] is $1M+. What you listed here are your assets. Do you have no debts or liabilities? Surely you should factor those in to really know your net worth? [/quote]

She factored in her mortgage above -- unless she has serious credit card debt or student loans that's pretty much the only debt you'd expect from someone in her fifties, right?  It's not like she's including the value of a car and not the note.

OP -- very, very impressive job!  Doing this all on your own is incredible, and the fact that you've saved so much in a 529 on one income is amazing.  Your kiddo is lucky to have you as a mom and as an example.[/quote]

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