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Money and Finances
Reply to "DH stopped for a pedestrian and got rear-ended"
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[quote=Anonymous]I am the pp who said you could have gotten the valuation report and negotiated. I did that and got a $4,000 offer on an older, very high-mileage car increased to $4,600 by State Farm. They look at similar cars currently for sale in your area and add/subtract $ for differences and offer you the average of the adjusted values. The report shows all the items they think your car has. They did not have the correct package and didn't account for various other features. They also took off for mileage, and in retrospect, I should have tried to negotiate the cents per mile they used for that lower. Also when they sent the POA, I said I would not sign it until they had updated the report. To the other posters, whether someone has an emergency fund doesn't change whether they should try to get the maximum value from the insurance. Often those buying used cars are the same people who realize the importance of an emergency fund.[/quote]
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