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College and University Discussion
Reply to "Donut hole reality "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Everyone I know had all their loans forgiven. Do you all just not know how to do that?[/quote] Doesn't this just apply to certain public service professions (i.e. social work)? So if your major is comp sci, I am not sure how this would work. [/quote] DP It's not the profession that matters. It's the employer. For example, if you find a government agency or nonprofit offering comp sci jobs, those could qualify for public service loan forgiveness, which you can get after 10 years of payments. You can also get forgiveness regardless of who your employer is if you sign up for the right payment plan and make payments for 20 years (though you may experience a tax hit, it is still a huge benefit). Definitely read the rules of the program to know which employers and jobs qualify. For example, jobs with international governments and institutions (e.g. World Bank and UN) don't qualify. I was obsessive about this. I don't know why so many people don't read the rules. Like PP, I and tons of people I know have gotten forgiveness. It's a real thing and people should factor it in when making decisions.[/quote]
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