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College and University Discussion
Reply to "Donut hole reality "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]What do they live on? 300k in 100 to taxes 100 to college 100 to live on It’s okay to not save for college, retirement these four years. Just tread water. That’s a pretty good spot considering you didn’t save for 18 years. [/quote] These are all skewed numbers. For tax, [b]300k will have MANY deductions and child credits[/b]. If cap gains is part of that 300k, also a lower rate. Retirement, not taxed. They could have saved over 10-15 years and easily be halfway or 3/4 there, paying only 25-50k for college. This notion that it's cashflow everything or save 400k by 18 is ridiculous. [/quote] How so? Most people lost all their deductions with the tax system change and are stuck with the standard deduction.[/quote]
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