Reply to How would you feel about losing your company-provided health insurance for "medicare for all"?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Instead of the middle earner paying a fortune for Obamacare insurance and still having to "space out" treatments, while the low earner on free insurance gets whatever the doctor reommended, why not reverse it:

- People paying the full insurance amount without subsidies will have their insurance plan cover the treatment schedule recommended by their doctor.
-  People being subsidized and getting free or practically free insurance will have their insurance plan cover "a treatment schedule" that is spaced out.

Now before the lefties race in saying "no fair.....why should poor people not get the recommended treatment schedule!" - remember, they are not paying for insurance. I'd switch it around and ask why aren't the lefties defending the middle class paying for insurance who are forced to space out their treatments? In order to "even things out," we need to rearrange the subsidy distribution: less free money for those earning $35,000 in order to give at least some relief to those earning $60,000.[/quote]

LOL no we need to reduce the cost by eliminating the middlemen, not more subsidy, You sound like a commie with your subsidy talk. Our healthcare system is 18% of gdp. The rest of the developed world is at 9-11% of gdp. The extra cost is the insurance companies and drug manufacturers making themselves rich. This is almost a 10% drain on our economy and causes huge market inefficiencies. More subsidies just means more money for the bloated insurance companies and drug manufacturers.

I do not understand why anyone- employer or employee would want their work place providing health insurance. It’s not a core business of the majority of business, increases their cost, and is a headache to administer. It forces employees to make choices in their career that they would not make if healthcare was provide outside of your place of employment. [/quote]

THIS!  It should not be tied to employment AT ALL.  [/quote]

I'm not thrilled with employee based health insurance either but it is one place in health care where the free market works fairly effectively.     Every year my company shops for insurers who can provide a low rate but still keep the employees satisfied.[/quote]

But in the end, are you satisified? The employer is looking for a plan that is best for their wallet. That is why the employee contribution keeps going up. In the end, the employee has no say in the matter. You can either get the health insurance or not. Your employer and the insurance company are telling you how much it will cost you and how much of a deductible there will be. If the costs are too high for the employer, they just pass it on to the employees. The only way this is a free market working efficiently is if the employer is picking up the entire tab of the insurance. [/quote]

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