Reply to Earning Well but Drowning in Debt...how to dig out?

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[quote=Anonymous][quote=Anonymous]"Our house is extremely modest and too small for a family of 5" -- yet it's worth $800K.

I don't understand this. How can something be "extremely modest" and cost $800K? We are a family of 5 living in a 3BR condo in Columbia Heights like this one, on the market for $325k, and we're doing ok.
https://www.redfin.com/DC/Washington/1429-Girard-St-NW-20009/unit-305/home/96098202

I can't wrap my head around the numbers the OP is saying. Holy moly, you earn more than three times what we do and you burn through SO MUCH every month.[/quote]

Where do your kids go to school? OP wants good public schools, has three kids (two elementary aged), and also has two dogs. Somehow I don't think an apartment in Columbia Heights is going to cut it. OP said they bought their row-house when they were first engaged, before the kids, daycare, maternity leaves, etc. I get the sense that they are in a close-in suburb like Arlington or Alexandria, where a 3 bedroom rowhouse with a yard would easily fetch $800k, and they have good public schools. Good thing they aren't in Columbia Heights...they then would need to pay for private school as well![/quote]

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