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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I’m not a political partisan but my agency will likely face massive cuts. I’ve spent two decades in a specialized job and the skills can’t transfer easily elsewhere. Just so incredibly worried now. [/quote]

All this social media crazy talk about federal agency closures and RIF creates a risk of federal employees proactively cutting down on their planned major, discretionary purchases and going into max saving mode. That may impact demand for private sector goods and services and trigger more private sector cost cutting announcements. 
All of that regardless if these speculations about federal RIF/closures ever materialize.

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You're not already doing this? My spending is going bare minimum now. Saving everything. I had a bunch of purchases postponed until after the election. All those purchases were canceled. I'm in survival mode now until midterms 2026.[/quote]

Absolute true bare minimum? Like no discretionary spending at all on activities, alcohol, restaurants, Christmas gifts? Putting off medical spending, new glasses, worn out shoes as long as possible? Or do you mean no big purchases only?

We finally just came out of that level of "grad school budget" living a couple years ago, and I haven't been able to go back to it yet, while I still have a job. We are making some big financial changes but depriving the whole family of all the little things is tough when I do still have a job.[/quote]

Yes discretionary spending is going sharply down for me. That includes activities, alcohol (I don't drink anyway), restaurants, gifts. Not zero, of course. But as close to that as possible.

I consider medical expenses and dental to be part of bare minimum spending. But I don't spend a lot on medical expenses anyway. Dental care is where I've spent the most but I have good insurance and I'm all caught up in my dental work.

I'd encourage all feds (and non-Feds really) to get in survival mode and start saving. No one is coming to save us.

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