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Political Discussion
Reply to "Trump to gut ACA via executive order"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Catastrophic policies are now OUTLAWED by Obamacare.[/quote] Yes they are, - and that's what insurance really should be for. You don't insure your car for oil changes or new tires, but for the major expenses. But Obama couldn't allow us to buy that catastrophic insurance because he needed more of us in the pool so that lower income would get every little sneeze and cough paid for. I would much prefer to buy catastrophic care - or what the PP above you called "hospitalization" and what my oarents called "major medical." The problem is the minor things - a quick visit to the doctor for a throat swab - now runs into several hundred dollars, so people need to have coverage for that. IF every minor thing was NOT covered by insurance - for everyone - costs would come down. In other words, our problem is not that we have too little insurance (as a nation). The problem is we have too MUCH. But if you have some people getting everything covered by insurance at no cost to them (the poor people), there is no price sensitivity for them - and the costs zoom. But then you have the LM people who do have to pay all the zoomed-up costs, and that's where we find ourselves now. [/quote] You're clearly clueless about health insurance.[/quote]
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