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Infertility Support and Discussion
Reply to "Federal Health Plans & IVF coverage"
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[quote=Anonymous]I posted in December -- I'm a Fed, and was also expecting to switch from BCBS to Aetna to begin IVF this year but we were caught unaware by the coverage changes. We looked into switching to Aetna to get the discounted SG rate; or keeping my plan but switching my wife to a Maryland health exchange plan (though we were unable to get good information from Carefirst about coverage). We did all the math, and in the end we decided to just keep our existing BCBS coverage and pay out-of-pocket for the SG multi-cycle plan. It would have been cheaper to switch plans if we end up with a single cycle but we felt that there was a good chance we could need two cycles and/or extras like ICSI, PGS, FETs. Plus we would have lost some of our existing providers with Aetna. The whole process (and the decision by Fed plans to drop coverage) was stressful, and I wish everyone best of luck with whatever they're doing. We're into our first cycle now so fingers crossed![/quote]
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