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[quote=Anonymous][quote=Anonymous]I think people are upset about the real issue - that blank check student loans allowed colleges to increase prices in a completely predatory way that’s out of line with inflation and salaries. Instead of talking about that, they talk about being a donut hole family. [/quote]

Another way to think about it is less sinister.

The amount available to spend on college (the financial constraints) limit or provide opportunities depending on your perspective.  The availability of those resources impact demand which impacts supply and competition for those tuition dollars.  The ability to borrow to attend school gives people choices that they may not otherwise have such as low income people and people that can pay for some but not all out of pocket.  Limitations on what people can borrow are all paternalistic across a continuum and wherever you draw the line is going to limit someone’s opportunities.  What if it is worth it to me to risk my future to pay for my child to go to the perfect college?  Why shouldn’t I be able to take that risk?

I get it is a problem, but we also have to think about the consequences of our solutions.  I would rather go after for profit universities or think about how to up the perceived value of low cost choices than reduce opportunities choices for those that want it. [/quote]

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