Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
Infertility Support and Discussion
Reply to "Federal Health Plans & IVF coverage"
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous]In case anyone is curious, here's some other reasons why the health plans dropped IVF coverage: - The reason that Kaiser, MDIPA, and Aetna offered IVF benefits is that they are HMOs located in Maryland. Up until 2 years ago, OPM required HMOs to offer any benefits mandated by their home states. Maryland has a state mandate requiring coverage for IVF. - The ACA has something called the "Cadillac" tax that in 2020 (it was supposed to be 2018) will impose a tax on any health plans with premiums over a certain threshold. - Because of the ACA's Cadillac tax, OPM decided to give the HMOs some flexibility and relax its requirement for HMOs to offer benefits mandated by their home state, particularly if those benefits are not deemed "essential" by ACA. - As such, Kaiser, MDIPA, and Aetna were able to drop their IVF benefits. [/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics
