Reply to Guac and queso if you make over $450k

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]This thread is a good encapsulation of how many of us feel, all the time.

We have >$4 million in total net assets, including retirement accounts, home equity, 529s, etc.  But we're actually not saving much this year in liquid/taxable accounts, because our spending has increased (and because we don't really count the retirement contributions and 529 contributions as savings).

A lot of our spending is unnecessary - kids' sport activities, birthday parties, vacations, landscaping, takeout.

Guac at Chipotle is a representative, small symbol of the bigger stuff:

--How do we decide whether to buy World Cup tickets?  We will all remember it for a long time if we go, but the tickets feel ridiculously overpriced for a 90-minute game.

--Do we stay at the nicer hotel, when there is a perfectly fine, mid-range hotel that fits us?

--Do we replace the backyard shed that looks bad but is perfectly fine for its purpose?  Or wait another three years before doing that?

--Or the kids all play travel $occer, but should we pay an extra $600 each for the summer league where half the practices will get canceled for heat / thunderstorms, and we will miss some practices and games for vacation?

We could do all of the above or none of the above, and I'm not sure it would impact the timing of our retirement or anything else.  But what do the kids take away from this mindset?

[/quote]

Op here.  Yes, exactly.  I spent a fair amount of time debating World Cup tix but my soccer kid wasn't invested, so we are skipping.  I have decided I shouldn't be invested in things for them more than they are.

I really wanted to get my dd to taylor swift, but I just couldn't justify the cost for how young she was at the time.

We decided to skip super y these past few years.  Just not worth it with climate change.

It's a constant struggle to figure out which things to pick and choose.  
[/quote]

Now it's obvious OP is a troll at worst, foolish at best. Yes, let's teach our kids the value of $$ by lecturing them about the extra $3 for guac at Chipotle, and then let's take her to see Taylor Swift!

Never change DCUM![/quote]

One is a unique and familial bonding experience that results in treasured memories. One adds almost nothing to even the few moments it exists before it is gone.

You’re purposefully trying to mock this person for evaluating what is a meaningful thing to spend money on. She never said she lives a miserly life of all drab because she can’t ever spend money on a want.

Grow up.

NP[/quote]

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