Reply to $80k In Debt Worth It for Ivy Undergrad?

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Reply to "$80k In Debt Worth It for Ivy Undergrad?"

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[quote=Anonymous]If this is OP saying that and not just another sad poster, please don't. I know it seems tough and hopeless, and I can't pretend to know what you're going through, but it's not worth dying over. Worst comes to worst, you can disown your family. Live in a firewatch tower. Don't need a degree for that one. Then if you decide you regret your decision, you're around to change it.

If you do take out the loans, you WILL get out from under it. It's a shitty way to start your independent life, but it's not an uncommon way. Every year nearly a million people graduate from med school. Their debt (while less predatory) is in the hundreds of thousands. Same for lawyers. Don't even get me started on veterinarians (they probably won't even make as much as you could). And hell, Biden might even forgive a solid chunk of it. If it does become too much, abscond to Europe. I know the co-signing makes that tougher, but it is a nuclear option that doesn't involve you dying. Not entirely sure about how private student loans work, but if you're delinquent long enough, they may just try to recoup a smaller amount.

And don't try and game out your whole future. 5 years ago I thought I'd be a PhD student accruing more and more debt (I was already at 50k). But now I've got a comfortable government job and a huge dent in my loans because of a giant pandemic stopping interest from accruing. So it's good that your planning ahead, but know that these dead ends you're seeing might not be dead ends after all.
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