Reply to How would you feel about losing your company-provided health insurance for "medicare for all"?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1.  Address the moral hazard problem.  There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2.  Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense. 
[/quote]
You seem to ignore the large gap in between.  What then?  People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.[/quote]

Not only do they get sick, they also get hit by buses, bitten by dogs, ride in airplanes with people carrying diseases, etc[/quote]

Under Obamacare you pay for all that anyway because you have a deductible of at least 5k (unsubsidized)

That's the same as a catastrophic plan except you are paying 30 a month instead of 300[/quote]
It'd even worse than that - try $800+. That's what you'll pay for the "bargain" bronze plan if you're over 60  - and you'll still have a $6k deductible. [/quote]

Yup.

A scam.[/quote]
Now imagine not having ANY insurance and how  much you will end up paying if you get sick.[/quote]
What?? We are talking about how a "bronze" catastrophic coversge plan costs $800 a month under Obamacare - when the market price would otherwise be $50. IOW, Obama caused the price of catastrophic plans to go up in cost 10x so other people who earn even slightly less get a major subsidy. We are not talking about going without insurance at all.

How is it fair for someone earning $50k in a DC suburb, just getting by, to have to pay $800 a month for a craoot bronze plan when someone living in Alabama earning $45k, and living comfortably, gets the same subsidized coverage for $100 a month?

[/quote]

Why are you lying about the prices?

For a 50 year old single person here are the monthly premium prices for a 2019 Bronze plans:

DC (no subsidy): $463 to $587 (6 options)
DC (with subsidy for income below $48K): $240 to $330 (6 options)

MD (no subsidy): $417 to $453 (3 options)
MD (with subsidy): $182 to $217 (3 options)

What’s VA prices? 
[/quote]
I'm in MD.  We have a bronze plan for four that costs $1200/month, and that's only because spouse and I are over 50. If you are younger, it's cheaper. Of course, the R plan would make it so that older people pay even more than what ACA plan allows.[/quote]

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