Reply to I know why Millenials can't afford houses and pay off their student loans..

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Goddamn. DC is a bubble. No wonder why democrats lost.

[b]No, four kids isn't why.[/b] In many areas of the country four kids doesn't kill you. In the suburbs of Richmond, VA I have several relatives with four kids, gorgeous homes, and good public schools. 
[/quote]

Yes it is.  Sending four kids to college is expensive.  Doing anything with four kids is expensive.  Even the cheapest vacation becomes expensive with four kids.   [/quote]

Lets just look at this....

each kid as activities:  music lessons in this area are at least $40/week; 2000/yr.  
Food...they have to eat.  Small kids eat less than big kids, but teen...wow....on average (over ages): 2400/year
[b]Religious education: $400/yr[/b]

Clothing?  Vacations?  Etc...

Each kid costs about 5K per year.  You make 50K (just over the median), and have 4 kids, you are poor.  Ok.  No music lessons.  Food is required.  Clothing?  Hand-me-Downs.  lets assume free.

Before housing or transportation (just food for the kids and social security taxes):  $3000/month --- housing?  probably at least 1000 (low cost of living area).  2K per month left over.  Now, you need health care/insurance.  Figure that will be $800/month on average.  1,200/month.  And we haven't paid the bills.  You need a car (or two), but you drive a clunker (or two),  200/month repairs, $150/month gas, $50/month insurance.  That is get you down to $800/month.  Utiltiies?  $200 for gas/electric/water?  $600/month.  Oh wait. Mommy and daddy did not eat year.  Another 400/month.

So, the median family in a low cost of living area is looking at $200/month left over before any discretionary spending.  Cell Phone for the adults?  $100/month.  No cable.  No Internet.

This is life in middle america.  [/quote]

Not sure about that bold part but I'll bite on the rest and tell you this is why most are dual income households. I can't think of any friends who have four kids who don't both work. And in middle America, this means family help with childcare. 
You have four children, you do not have to be poor. [/quote]

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