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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I should have gone into a high paying career instead of teaching. My peers who did so have a level of comfort and stability I can’t reach. I’m very hard working, dedicated, and creative. I should be making way more money and got caught up in doing a career that would “make a difference.”[/quote]
You can do it. I retired 5 years after I had started investing. Had my work offered a retirement account like 401k or 403b, I'd still be working.
The upward spiral is real and unbelievably strong. When they say that it costs more to be poor, then in contrast everything is cheap or free for the well to do folks. For example my car loan is 0% which seems so hard for others right now. 
My yearly income was over $40k only once in 27 years, so it's not the income as people would like to believe. Income helps, but not more important than experience, knowledge, and strong mental health.[/quote]

Yes but I also have a special needs child and the cost of care and therapies for them is too high to save much. [/quote]

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