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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I’m 19:04. If Op is only willing to give her dd $30,000 and nothing more, then her dd would be better off going to Montgomery College for 2 years (or longer) and working to save money (assuming op and stepdad will continue to let her live at home since op made the point that she could live there during breaks and summer - isn’t that a given?). This would give dd the ability to get her gen ed credits out of the way and save money so that she could transfer to a 4 year school. It doesn’t sound like op will take out any parent plus loans nor will she ask her husband to loan the money to dd at a low or no interest rate (as someone else suggested). I’m not even sure if dd could take out all of the loans she would need without op co-signing and based on her attitude, I doubt she would do that. Dd likely knows all this (and op doesn’t). Dd knows there is no way she can go away to college with $30,000 so that’s why she is miserable bc op doesn’t understand. That was a lot of money when we parents were in college but it barely cracks a dent now sad to say at a school like UMD. There is nothing wrong with Montgomery College - but she wants to get away from you and her stepdad. It’s clear you both don’t want her around. Try to help her make that happen instead of treating her like a pariah in her own house. Explain why she is so upset to her stepsisters and her stepdad so maybe they will have a little empathy for her.[/quote]

There's no way her daughter can take out the necessary loans without a co-signer.  [/quote]

This is how much a student can take out with out a cosigner:
Year
Dependent Students

First-Year Undergraduate Annual Loan Limit
$5,500-No more than $3,500 of this amount may be in subsidized loans.
Second-Year Undergraduate Annual Loan Limit
$6,500-No more than $4,500 of this amount may be in subsidized loans.
Third Year and Beyond Undergraduate Annual Loan Limit
$7,500 per year-No more than $5,500 of this amount may be in subsidized loans.[/quote]

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