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Infertility Support and Discussion
Reply to "Federal Health Plans & IVF coverage"
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[quote=Anonymous]The problem is, no matter what you feel is fair or right, the coverage is unsustainable in part because people don't stay with those plans. So with MDIPA, people would sign up JUST for the year they were planning to do IFV, and then drop it the next year for Blue Cross/Blue Shield. So MDIPA was jacking up the premiums every year to cover the costs. You can't have it both ways. I truly feel a lot of people exploited the plans that had IVF coverage and then ditched them for plans with lower premiums after they were done with IVF. It made the premiums for MDIPA very high for those of us who stayed with that plan. I don't think the coverage would have been dropped if more people stayed with those plans even after the IVF. But it was unsustainable for those plans to continue to operate that way. [/quote]
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