Reply to Honestly: is 41 too old to have a baby?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I'm bothered by the people who are negative about people having kids over 40 because I will likely be one of them. [b]It wasn't my choice to wait but I didn't meet my life partner until later in life.[/b] Not all of us have the good fortune of having these things happen in our 30's. I say if our bodies and minds say we can do it then we can do it! [/quote]

Yes, I know you are a special case. That does not change that you will have teens in your late 50s. And college in your 60s. Where's retirement -- oh you will be a very young 70.[/quote]

I am not sure I follow your logic.  I had my first at 38 and now my second at 41.  We just refinanced our mortgage a few years back to a 15 yr one.  The house will be fully paid off by the time DC#1 goes to college so we'll be using our mortgage payment towards her tuition rather than housing.  Given that college is 4 years long and DC#2 will be done when I'm 63. I don't know what you mean by retirement at 70.  B/t/w if you have children later in life (which I am not advocating for anyone here) you presumably have more saved before kids.  For example, DH and I hit 7 figures in our retirement accounts last year.  With a high mortgage (n. arlington neighborhood), childcare for 2 we can stop contributing the maximum to our accounts and just do the minimum w/ matching during these leaner times before both reach kindergarten.  My plan is to retire before 65.  In the federal government, I qualify for retirement by 57, and as long as I don't access the annuity payments until I am 60 or so, I can still receive the maximum.[/quote]

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