Reply to FAFSA - is middle-class waste time applying?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]$300k is not middle income.

You should have been able to put some aside in 529s over the past 18 years to make everything doable [/quote]

They weren't making $300K 20 years ago.

But they can get loans.

Or just not buy a luxury college. They made it to upper middle class, so they don't need a college to help their kids break into it. [/quote]

Kinda crazy to me that the debate seems to be “we, as parents must full pay or they can not go”. Like, what do you think most families who don’t even make 90k a year and who’s kids were good students but not “perfect students” do? Probably not a whole lot of merit aid goes to them, not really even much of a chance to be admitted a top private college, don’t have any hooks. They:

Apply for scholarships.
or
Take out loans.

If going to a 90k per year private is that important to you and your kids. And you don’t want them to have any debt, I’m sure with a 300k hhi you would qualify for private loans, and parent plus loans. [/quote]

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