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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]
NO. The Dems tried to help the lower class, and in the process screwed over the middle class. All they did was switch who can afford medical care. Now the lower class get all the free care, and the middle class has to go without. [/quote]
Define "middle class" because  for a family of four with a HHI of $97K, they could get subsidies.

https://www.nerdwallet.com/blog/health/finding-health-insurance/maximum-income-obamcare-premium-assistance/

Also, those in the middle class (and others) who couldn't get insurance due to pre-existing conditions were also helped by ACA.  [/quote]
I'm thinking of middle class as a couple of high school grads, each earning $35,000 for a combined income of $70,000 and living in the DC suburbs. Let's say they're in their 50s and their kids have grown. They are paying around $1500 to $2000 PER MONTH on a take home income of maybe &4500. Not only is that unaffordable, but they likely have to cough up the first $12,000 of expenses before the deductible is met. So....in a bad year...maybe $35,000 total medical expenses on take-home pay of around $55,000. Completely unaffordable. But under Ocare statistics, this couple is counted as "insured" - a success!

As far as your point that some people were helped, I agree. It's just that liberals ignore (or deny) the harm it has causes the middle class who previously were able to afford insurance.[/quote]
Did you even look at the link?  A couple making $50K a year, no kids, would get subsidies.  And ACA limits the premium for people making under 400% of the poverty level, which your example falls into.  The most they can be charged is 9.69% of income. Is this a real life example?  I'm doubting it.

https://www.healthinsurance.org/obamacare/will-you-receive-an-obamacare-premium-subsidy/[/quote]
I looked at the link. My examole was for a couple making $70k - and they get squat. They are the middle class group I'm talking about. It is hard enough to make ends meet in the DC area on $70k (for two people) and then to have to fork over $1500 a month for ineffective coverage so poorer people get taxpayer reduced or free coverage is ridiculous.

[/quote]
So, that website is wrong?  Because according to that table, $70K for family of 2 does indeed qualify for a tax credit -- maybe you were thinking subsidy like cash in hand, and the premium cannot be more than 9.69% of their income.  So, I your example is still incorrect.

How is the tax credit any different than what the R plan proposed for such a family? They, too, wanted to give out tax credits only, and also take away cost sharing subsidies to lower income folks.[/quote]
I just did a calculation on that website, and it showed that $70k for a family of 2 got $0 tax credit. Nothing. They are on the hook for the full amount, which can run close to $2000 for the both of them. That would be more than $20k in premiums for a moderate-earning premiums. And remember....they still will have to cough up thousands of dollars to cover medical care on their own before the insurance even kicks in.[/quote]

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