Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
Money and Finances
Reply to "UK, Italy, France quality decline, now poorer than all 50 states "
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I’d rather live in any of those places than here. The universal healthcare alone would be a relief. [/quote] Exactly. [/quote] a relief from what, available heatlhcare and quality? Yes it may be expensive but remember we make like twice the amount of europe and its doesn't cost as much comapred to the taxes on income. [/quote] ? The amount we pay in premiums + deductible is about $20K for a family of 3 in the US. I guess we need to make more to pay for the outrageous healthcare and college costs. Our UMC friends in the UK don't have to worry about paying for health care costs or college that much. Sure, we may have more than them, but we worry more about paying for medical care. They are able to retire early and not worry about health insurance. We are forced to work longer just for the health insurance. We're seriously thinking of living there for a few years before I qualify for medicare (spouse is a dual citizen). ACA premiums for a 60 yr old hdp is about $1000/month. We did a cost comparison with our friends in the UK, and we pay a lot more than they do overall. Our UK tax bracket would be 20%. There is no joint filing in the UK. So, if each of us have an income of $65k (ish), we each get taxed 20% (13K). That tax amount (13k) ends up being lower than the expected healthcare costs of a 60 yr old person in the US. So, yes, the UK is cheaper when you factor in how expensive healthcare is in the US.[/quote] I work for a f500 and do not pay anywhere close to 20k a year for healthcare. The numbers you're quoting is more for self employed people buying their own insurance. I did Google this and it seems like the average family of 4 pays between 6-7k and year with the employer covering the rest. The average UK student graduates from university with a higher debt than the average American graduate. Google says it's 53,000 pounds, or $71k. The average college debt in the US is $43k. And starting salaries for college grads in the US is a lot higher. So be careful when cherry picking your examples. [/quote] Americans have to work until 65 so they don't have to pay $20K/year on healthcare. Also, not all employers in the US pay for health insurance. As a matter of fact, about 15% to 20% of the population had zero health insurance before ACA. These were not all self employed people. And now, of course, thanks to Rs, many have lost their ACA insurance. Americans have less college debt in part because we the taxpayers bail them out, and some of the colleges here are rich. But, it's not about debt. It's about how much we are paying for college here compared to the UK. I recall a French person on this forum saying that they like how they can make more money here, and their private insurance here is great, but if they lost their job due to illness they'd probably move back to France. The majority of bankruptcies in the US are due to medical reasons. That's unheard of in Europe. America is a great place to make money, not have a quality of life. We have less leave, vacation, more pesticides in our food, more big corp money involved in our everyday of life - food, politics, etc.. It's insidious.[/quote] Glass is half full or half empty, eh? Average age of retirement in UK is 65, same with Germany. So seems like a moot point. I lived in the UK for years and in an UMC world. You're spinning a scenario that isn't typical.[b] What I saw was people working long hours, with long commutes, with pleasant but not extravagant lives, and constant money worries especially affording good housing and school fees for children. [/b]Most also had some kind of private insurance access. Contrary to what another poster idealized on here, administrators or national health care systems aren't focused on the best possible care but stretching out a reasonable standard of care among a bigger and bigger population (FYI health care expenditures are also soaring in UK, funding the NHS and where the money actually goes is a perennial political football topic, complaints about a bloated bureaucracy, controlling costs and unaccountability are widespread). I am sure we can all agree Denmark and similar countries are winners, but they are also small, highly homogenous, wealthy, in other words, they have it easier. [/quote] Add tiny, badly insulated homes. Although I get many people on here dream of cramming a family of four into a small house in Europe and driving an overpriced hatchback. The ability to own a large, comfortable home and drive large, comfortable cars is something many liberals detest, but unfortunately really does make a huge difference in your QOL. The tiny house/flat and daily grocery runs are romanticized on the internet. Instead I see my friends barely scraping by to pay for a very small and unimpressive home and going to BS jobs that pay 50% the salary they would here. [b]They just shop frequently because they don’t have room in their tiny house and fridge. Then taking multiple kids on public transport in the rain. Yes living the dream. [/b]Thank god they aren’t living in a McMansion in Dallas. [/quote] This is actually an excellent lifestyle if you’re not an obese, lazy, wasteful $hit. Sorry it wouldn’t work for you. [/quote] Well I’m none of those things and try to bike whenever possible. But I absolutely love my large, nice home and new, safe cars. I try to look for the positive in things and as an American I greatly appreciate having so much space, land and the ability to live in such a nice home. [/quote] That’s great for you but do you understand not everyone wants a large home? I moved from a small house in a bustling vibrant part of London to a house which was twice the size in Bethesda. I was happier in London. I found even the inner suburbs of Bethesda quiet, boring and a bit lonely. [b]Not everyone thrives on the same things.[/b] It feels like lots of posters here are insisting everyone values the same things when that’s obviously not the case. [/quote] This is really the essence, right here. [/quote] Actually all humans want more space. It’s human nature. It’s simply a left wing talking point that living in a tiny flat is preferable. Every European buys the most space that they can for the location. The British are living in tiny old houses because that’s what’s available and all they can afford. [/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics