Reply to I need about $20k to get us through a layoff-home equity loan?

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Reply to "I need about $20k to get us through a layoff-home equity loan?"

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[quote=Anonymous]Hey OP, I recently got an ad from Sofi for a pretty low interest personal loan. Check them out.

Two other things:
1) If OP is collecting unemployment, it may not make sense to take a part time/low paying job. I was laid off a few months ago and it didn't make sense to work at $15/hr-- it would have disqualified me from unemployment which was $563/week--- roughly equivalent. I wouldn't have been able to use every second I had to find another job-- which I did, and was back at work within 3 months.

2) These people thinking professors don't work much are clueless. Former professor here who changed professions due to consistent 60 hour weeks. It's not true for everyone but if you are a tenure track/tenured person you have HEAVY research and service obligations to keep your job, it isn't just showing up 4x/week for 3 hours at a time.

I agree on either the personal loan/HELOC + have hubs find a 0% intro APR credit card strategy. Would be ridiculous over-correction to sell a house at 2.5% mortgage rate-- you'd never be able to get back to your current standard of living.  [/quote]

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