Reply to How would you feel about losing your company-provided health insurance for "medicare for all"?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1.  Address the moral hazard problem.  There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2.  Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense. 
[/quote]
You seem to ignore the large gap in between.  What then?  People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.[/quote]

Not only do they get sick, they also get hit by buses, bitten by dogs, ride in airplanes with people carrying diseases, etc[/quote]

Under Obamacare you pay for all that anyway because you have a deductible of at least 5k (unsubsidized)

That's the same as a catastrophic plan except you are paying 30 a month instead of 300[/quote]

Exactly.

Too many posters here are not very good at math.[/quote]
at least with ACA people have some coverage.  Our well checks are free.   Also, when you have a catastrophic illness, the cost goes waaay beyond your $10K deductible.   You can easily hit $250k+.  [/quote]

I can't believe people are this stupid.  That's the whole point of catastrophic it kicks in and covers after the deductible.  It's even worse with Obamacare 800 a month vs 30-50 bucks for most catastrophic plans all for what a free doctor's visit.  That doctor's visit sure isn't worth the extra thousands you are paying per year. [/quote]

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