Reply to How does your family survive making under 200k hhi

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]

I know you are really eager to feel superior but the fact is that only some of the items on this list are choices.  Others are pure luck.

6) Brought the house at the BOTTOM of the market. Even with the housing crash we were up 50%.  Very low mortgage rates. - That's pure luck.

8) No one is in therapy. - That isn't a choice, that's the lucky circumstance. It isn't a character flaw to need therapy.

9) No divorce, alimony, child support.  - Few people getting divorced do so by choice. Some had that choice sprung upon them.

10) No fertility treatments. - THAT is pure luck, had nothing to do with choice. Go into a fertility clinic waiting room and marvel at how young the women waiting there are.[/quote]

Perhaps, it is a lucky break to not have these costs. Just like it is a lucky break that many people get really high paying jobs with less qualifications than others.  Or make a killing in stock markets. I do not begrudge their lot in life nor should they begrudge mine.

Never claimed I am richer. Just said that I have managed fine with what I make. Please also read my reply about what I would have done with my house if I did not have retirement savings.
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I do not at all begrudge you your good fortune. I'm happy for you.  I just don't think you should make it sound like it's all a product of choices. Some of it is a product of luck.[/quote]

Life is a series of good and bad luck.  You hedge the risks by prioritizing, saving, living below your means, getting insurance and planning for the future. Things balance out for everyone. My point was that living in DC skews people's perception about what "surviving" means.

Single mom with dead-end job, high school education, special needs kid and a long commute on a lemon of a car, making $30,000 - I could call that surviving.  I do not call making less than 200K in any shape and form - surviving.  Get a grip!

Therapy, fertility treatments, alimony..these are not common costs that people will undergo - who are surviving - around the world.   These seem to be very common in this area however.  I will throw in detox from drugs and treatment for gambling addiction as well.  Yes, these are expenses that people have - we did not. Luck? Or just good choices?

I am sick of seeing people crying they cannot make ends meet, but insisting on buying a house. Please, Rent! Save for retirement, for your kids college. The whole idea of home ownership because it is the American dream is a bogus idea. People are chained by this idea.

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