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[quote=Anonymous][quote=Anonymous]

NP here. On less than 200K HHI, we have funded our retirement, heavily insured, Prepaid college tuition for both kids, 2 cars, a SFH in the suburbs. Our kids will have very little or no student loans.

So what did we not do? 
1) Did not do private schools 
2) Did not have student loans
3) Did not upgrade to a bigger house (ours is 3200 sq ft) 
4) Do not lease new cars. We have fuel efficient cars
5) Do not have pets.
6) Brought the house at the BOTTOM of the market. Even with the housing crash we were up 50%.  Very low mortgage rates.
7) No childcare cost now. 
8) No one is in therapy
9) No divorce, alimony, child support
10) No fertility treatments
11) No spa days
12) Only some organic stuff is consumed - milk, eggs, meat, berries. Rest is regular produce.
13) Do not have consumer loan (except for cars and house - we are not in debt)
14) I do not buy designer clothes, bags, shoes etc.  Most of my clothes come from Kohl's and Macy's.
15) I will not buy most things from a shop, if I can buy from Costco.

[/quote]

Finally, I have confirmed that there is someone else on the boards like me!  Our choices have left us in a comfortable position as we reach middle age, and it is a great feeling. [/quote]
I know you are really eager to feel superior but the fact is that only some of the items on this list are choices.  Others are pure luck.

6) Brought the house at the BOTTOM of the market. Even with the housing crash we were up 50%.  Very low mortgage rates. - That's pure luck.

8) No one is in therapy. - That isn't a choice, that's the lucky circumstance. It isn't a character flaw to need therapy.

9) No divorce, alimony, child support.  - Few people getting divorced do so by choice. Some had that choice sprung upon them.

10) No fertility treatments. - THAT is pure luck, had nothing to do with choice. Go into a fertility clinic waiting room and marvel at how young the women waiting there are.[/quote]

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