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Reply to "Well paid government employees who can't afford a one or two week shutdown "
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[quote=Anonymous][quote=Anonymous]People without adequate emergency funds simply spend too much relative to their incomes. Failing to constrain spending to an appropriate level is the problem. No matter how little you make, you have to spend less than that on housing, cars, vacations, kids' activities, recreation, etc. It's not complicated, but it requires discipline. And for those who argue they have uninsured medical expenses which excuse a lack of savings, no that is no excuse - you, too, can spend less on housing, on cars, etc. You may want a shorter commute, or a nicer place to live, or a nicer car, or a vacation, but you can only afford what your income allows relative to your expenses. Failing to save for your future and for emergencies is simply a choice, not something imposed on you by a cruel world. [/quote] Feel better? Hope you or your family don't get cancer and lose your health insurance. [/quote]
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