Reply to Alexandria on the Cusp of Eliminating All SFH Zoning

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]1-4 unit is all treated the same by Fannie/Freddie for purposes of underwriting the property, extensions of credit, downpayment requirement, PMI, etc. It's technically not "multifamily" until its 5+ housing units.

My prediction is that the zoning change will enable construction of townhouses on SFH plots. That will be the vast majority of the permits.  [/quote]

[b]Townhouses are single-family housing.
[/b]
Also, generally, a row of two townhouses is referred to as a duplex.[/quote]

If deeded individually, yes.

But an owner could also build as one legally deeded property and live in one unit + rent out the other units. In that case, its still just one property.

"Duplex" usually refers to one structure with first unit on ground floor and second unit on the upper floor. I've never considered two townhouses to be a "duplex," but I guess there's probably regional differences in how that term is used colloquially. [/quote]

The duplex I grew up next door to had two units next to each other. One building, divided down the middle. Two ground-level front doors, two front walkways.[/quote]

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