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Reply to "I need about $20k to get us through a layoff-home equity loan?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]OP, have your DH do a 401K loan. Definitely do not touch your super low mortgage!!![/quote] It’s not “low” if they need two salaries to cover it.[/quote] I’m the prior poster who estimated $4k for the mortgage, I was being generous. If she paid $100k up front her mortgage could be as low as $2500-$3k. In which case she should never sell. People are paying that for $300k houses right now. So glad she found that hsa daycare money!!! She should still talk to her lenders and daycare to pause payments or do less hours for a while, renegotiate her auto and house insurance and a lot of the reduce spending suggestions you all have come up with. I’m getting some quotes and looks like I was overpaying myself [/quote]
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