Reply to Do you colleagues/friends talk about money? Ever surprised by what you hear?

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[quote=Anonymous]I started working in the US at 30.  Laid off at 47 several years ago and have been freelancing on and off since.  I took advantage of all the options (401K, ESPP, stck options, etc) and now together with wife have over $3m with over 30% in cash (waiting for the big crash).  So, it's never too late to start.  Save first (20-25%).  Live within what you have left.  If that means sharing an apartment, going out less often, not taking trips as often, etc. so be it.

Use this calculator to check your progress and you are set - http://www.savemillions.com/plan/expectnetworth.htm

Each time we go to someone's house and it is a big house, I make my kids notice how big the house is and what the owner of the house does (doctor, runs his own business etc) and try to do this in a non-jealous way.. Now my boys ask me that question on their own.."what does Dillon's dad do, they have such a big house!" type of questions..

While I understand that money is not everything, you need that in life before you fart around with other higher order Dr. Chopra-type stuff..

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