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Reply to "Insurance with $20,000 Deductible?!"
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[quote=Anonymous]I worked at Duke University for 3 years while my husband attended law school there. During that time, we were on a "duke only" health insurance plan. Premiums and copays were super low, but ALL visits had to be with Duke affiliated doctors. Non-Duke coverage (which also had very low copays) was limited to emergency care only. There was literally ZERO reimbursement for out of network care that was not considered an emergency. The care we received and the doctors we saw were excellent. It did not feel limiting in any way, and there were specialists in every field. Even IVF was completely covered. I would love access to a plan like this here. [/quote]
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