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Infertility Support and Discussion
Reply to "Feds - what's the best insurance for IVF?"
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[quote=Anonymous]^^ Thanks for following up, the OPM message sounds fishy to me. When a carrier is paying out more than they are taking in on claims, they increase pricing. It seems very odd that all Federal carriers have decided to remove IVF, on their on volition, but are not doing that with private sectors plans. The carrier would have just told OPM, plans,are now going up $200 per month for your elected coverages (which IVF is an election an employer makes outside of state mandates). The employer then negotiates with the carrier and makes cost changes such as higher co-pays, deductibles, or removes optional coverage. Maybe OPM said we will pay X more per month and if non-mandated programs have to be removed so be it. I hope you are able to determine the truth and find a resolution.[/quote]
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