Reply to Feds - what's the best insurance for IVF?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I switched to Kaiser last year for the IVF coverage and was lucky to get 2 retrievals done. Not lucky that now the FETs won't be covered next year. However, Kaiser is very low cost compared to the other plans (at least last year) and I really loved the doctors I switched to. I think it's much better insurance than BCBS, which I used to have[b]. So I'm going to stick with it and enjoy the lower premiums, I guess.[/b]

Just trying to look on the bright side here, for what little of one there is.[/quote]

BCBS family for basic is $376 next year. Kaiser basic for family is $283 but has a deductible for x-rays, in patient at hospitals, and labs. KaIser high option is $406 monthly with no deductible. BCBS has no deductile. I'm debating switching from BCBS but I don't think Kaisers is cheaper.[/quote]

I don't think you are looking at the Federal plans.  I'm looking at the Kaiser plan right now, and under "Lab, X-Ray and other diagnostic tests" it says that you pay NOTHING for either the high or standard option.  There is a co-pay for hospital stays, but is minimal.  Under the standard option, it is $250 per day for up to $750 maximum per admission.

https://healthplans.kaiserpermanente.org/federalemployees/wp-content/uploads/sites/2/2015/09/2017-KP-MidAtlanticStates-Plan-Brochure-73-047.pdf

[/quote]

BCBS previous poster here. Thank you! I don't know what I was looking at! I was doing a LexisNexis training at the same time, so I must've not been paying attention. I love BCBS, but in case we need IUI this time, it's. ice it's covered under Kaisers, whereas BCBS is nada.[/quote]

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