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Reply to "How old are you, HHI and how much saved for retirement? "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Ugh. Just to make others feel better...31 and 34, hhi around 65k, about 40k in traditional IRAs. Neither of us has ever had a job with retirement benefits. HHI will go up a bit this year but even 15% will be hard to save.[/quote] Thanks PP. I'm the $0 retirement poster. DH keeps saying we'll open a Roth or something for me, don't enroll in my workplace's package because they don't match, but I don't see it happening. I just got a 20% raise and already every dollar is somehow diverted somewhere critical that is not my retirement fund.[/quote] You can divert it before it goes into your bank account. Have part of your check every payday go to an IRA account. Also, sign up for the 401k and start putting money in even if employer does not contribute. Put 5% in to start, then add half of your future increases until you max out. Again, the money will be diverted before it gets to your bank account. [/quote]
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