Reply to Dealing with a spouse who wants a $4,000 vacation that is not affordable

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[quote=Anonymous]Discuss the household budget.  Is there a way to defer the home repairs for a few months until you can save the additional $1500?  For example, if the repairs are replacing a fridge on its last legs, the answer is no.  If the repairs are replacing a 20 year old roof, can that be deferred for the number of months it will take to save an additional $1500 (I have no idea if that is 2 months or 12 months based on what you can afford to save)?  If you can defer any repairs until you can save an additional $1500, you might both be able to get what you want, but scheduling/paying for the vacation now and saving up the additional funds to do the home repairs later.

If not, then talk to your husband about how to generate an additional $1500 in order to have the vacation he wants.  Whether that is selling something that you currently own, or getting a second job to make the extra money, point out that you are willing to spend the extra money if he can find a plan to generate the additional $1500 to cover the vacation he wants.  The point is to go in with the idea of "we can't afford it, but let's figure out how we can afford it," rather than "we can't afford it, we can't go on this vacation."[/quote]

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