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Reply to "White working class acting against their own interests?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]This is a great question and has perplexed me forever. Why would anyone who is middle class or poor and in danger of losing a job or health care vote for the Trump. A rich guy who has gotten there on the backs of these very people, who will never think about them and only themselves. It is like they believe if they just get a guy in office that looks like them they will be just fine. Someone explain how people consistently vote against their own pay checks and families. Is it fear? Is it hatred? Who does this?[/quote] It’s quite simple, really. Many of us in the middle class realize that the more “power” we give to the government in taking care of us, the more freedoms we lose as a result. Like the ACA - we essentially handed over the power to the government to mandate health insurance for all, and in turn, gave up our freedom to choose what plan suits us and our families. Don’t need birth control? Too bad, you’ve got it. [b]And, you don’t have young kids who need dental coverage? [/b] So sorry, pal, you get it anyway. So, simply put, we value freedom more than we value “free things.” [/quote] ? [b] If you don't have young kids why are you getting coverage for young kids? And if you do have young kids, you do need some kind of dental coverage. [/b]That's crazy to think you don't. Hey, I hate that we have such easy access to guns, but sorry, pal, we get it anyways.[/quote] See, this is my problem with those people who are so gung-ho about the ACA. Pediatric dental coverage is REQUIRED for all ACA-compliant plans - whether you have children or not. Guess you didn’t know that. Makes me wonder what else you don’t know about it. [quote]Dental insurance, for the most part, isn’t covered under ObamaCare (the Affordable Care Act). However, children’s dental coverage is a required benefit included on all ACA compliant plans and cost assistance can be applied to any Marketplace plan that includes dental.[/quote] http://obamacarefacts.com/dental-insurance/dental-insurance/[/quote] From that website: [b]A child must be offered dental, but you don’t have to take it[/b]...." Did you not read this part?[/quote] Read more............It is one of the 10 mandates that Congress decided we HAD to have. Q: Can you explain the requirements for pediatric dental coverage? I’ve read that it’s an essential health benefit that has to be covered on all plans, but I’m also hearing that it’s optional? A: It depends. There is no penalty for not having pediatric dental on your policy. And in most exchanges, you can purchase a plan without pediatric dental. B[b]ut off-exchange, carriers are required to include pediatric dental unless they have determined that you have pediatric dental from another source.[/b] [b]Pediatric dental coverage is one of the ten essential health benefits (EHBs) that the ACA has required on all individual and small group plans since 2014. But section 1302 of the ACA (see page 61) explains that a policy sold in an exchange without embedded pediatric dental coverage can still be a qualified health plan (QHP) as long as there is also a stand-alone pediatric dental plan available in the exchange.[/b] Exchanges must offer pediatric dental, either via coverage that is embedded with the medical plans, or in separate stand-alone plans. But in most states, enrollees are not required to have pediatric dental coverage if they buy a health plan through the exchange, even if there are children on the policy. They can simply purchase a QHP that does not have pediatric dental and will have satisfied the ACA’s individual mandate (There are some exceptions: Washington State exchange enrollees are required to purchase pediatric dental coverage; Covered California began requiring all health plans sold through the exchange to have embedded pediatric dental coverage starting in 2015; Connecticut’s exchange required embedded pediatric dental coverage on all plans starting in 2014.) https://www.healthinsurance.org/faqs/is-pediatric-dental-coverage-included-in-exchange-plans/[/quote]
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