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[quote=Anonymous]26, 27
I have no idea re what we have in the retirement fund
35K in combined student loan debt- we had $45k in loan debt a year ago and got a $20k loan with a low interest rate to pay off $20k in loans with high interest rates, which we're paying back at 2x-3x the minimum payment depending on my medical expenses (I have a chronic illness that requires multiple specialists).
4K in CC debt from a medical crisis a few years ago when DH was underinsured
$1,627.32 in savings account

It can be overwhelming to look at the numbers, but DH and I are good about sticking to our repayment plans and having a plan makes me less anxious.  I'd like to max out DH's retirement and open a retirement account for me (I'm a nanny) in thr next year.

Both our families are broke so we didnt have college funds or any financial help once we were teenagers.  We own one car that I paid for in cash, and our biggest expense is $1200/month in rent. We do all the stuff you're 'supposed to'--we pack our lunches, carry water bottles and dont buy coffee/soda out, DH takes the bus/Metro to work, we dont have cable, we use the library for books, and all our clothes are sale/clearance/secondhand, but it can still be rough when I look at posts like these and think about how far behind our peers we are.  But I never have to worry if we're going to have enough money for food at the end of the month, and I don't avoid going to the doctor when I need to because I'm worried about paying for it, so I'm in the best financial situation of my life and I try to stay grateful for that.[/quote]

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