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Money and Finances
Reply to "Freaking out a little bit about a credit card"
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[quote=Anonymous]An introductory rate of 0% usually means there is no interest accrues (aka is charged) during the promotional period, which would not be bad in your case given the small balance. Deferred interest usually means that interest accrues during the promotional period and is charged if the balance is not paid off. My guess is that OP will only incur about a $20 per month interest charge, which is based on the $1,000 balance as of 3/1 and a 24% APY. That, of course, will reduce monthly as the balance is laid down.[/quote]
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