Reply to Freaking out a little bit about a credit card

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[quote=Anonymous][quote=Anonymous]I would call them and ask for another month. I would pay as much as you can now.  I would then pay the balance next month in full to completely pay it off and consider it a lesson learned.

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I mean would they really do this? I actually called them today and they told me it wouldn't matter if I paid the balance in full by the due date, they are charging the interest based on what the balance was on 3/1 which is when the intro rate expired ( and I confirmed it is an intro rate not a deffered rate like some suggested).  So I'm pretty much screwed. That being said I didn't actually ask them for an extension or anything so maybe I could try that.

And to all that seem to think it is so weird that we don't have joint finances: we just always have and never thought to merge them all of the sudden when we were married. We each separately pay our student loans and we split some of the bills. For example he pays the electricity( a large bill) and I pay the water, gas and refuse which are all smaller bills and some quaterly. It's just always worked so we never changed it. I just wanted my own card. I honestly don't see what is so weird about that. Other than the fact that I screwed up when the intro rate was over this would have been a non issue. [/quote]

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