Reply to HHI for $700K house?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]To all you $200k+ HHI thinking you shouldn't spend that much- it's probably that you're either extremely risk averse or that you find yourself constantly needing luxury things. Neither is a bad thing, but it just means that others who plan their money better or enjoy simple life style find they'd prefer the house versus the weekly dinner out at Rose's Luxury etc.

And we fit in that second category.  HHI or $170k. We don't go out to eat at all really- and when we do a treat for us Dog Fish Head where our bill is $40/$50.  Our main entertainment is sitting at home watching TV, or on our deck with a glass of wine reading/listening to music.  It's a simple life- but it's our life and we love it. [/quote]

Nope.  Maybe you actually want to furnish your home, save aggressively for retirement, dress well as opposed to most DC women, travel etc.  [/quote]

NP here. For some people, foregoing those things at least for a while is the only way to keep a short, car-free commute downtown, while still having at least a small house in a safe neighborhood with good schools. Those were our priorities, so while we still save for retirement (probably less aggressively than you do), we don't travel much, aren't as well dressed, and buy our furniture at Ikea. Worth it to us in order not to spend hours every day in the car and not to live in a condo with 2 kids (although we would have chosen the latter before the commute). Less than 700K house here on 140K with 20% down, no other debt and currently very low childcare expenses.[/quote]

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