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Reply to "Earning Well but Drowning in Debt...how to dig out?"
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[quote=Anonymous][quote=Anonymous]We got out of consumer debt that was just over 100k in 18 months. Our income is about 100k higher than yours, but we do have an AuPair so our childcare expenses are pretty high. The key is we have a pretty low mortgage due to living in Loudoun county. A crutial piece of info missing is what's your housing expenses and equity? Because people telling you to pack your lunch are really good missing it. Packing lunch won't dig you out of this. What we did was went through every single bill and figured out ways to lower it, we then tracked ALL spending each month and each month fought to lower it. We removed our kids from travel sports ( they survived). We not only paid off the debt, we now have a quickly growing cash savings. We are up to 40k in cash now.[/quote] I can't believe how quickly you were able to get out of that kind of debt. How much is your mortgage?[/quote]
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