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[quote=Anonymous]We have a budget. Every year we have roughly $10k put towards vacations, max out the 401K's, we each have a weekly "allowance" (mutually agreed upon) and have every little thing we need budgeted (groceries, gifts, daycare, household, etc). I will be able to retire when I'm 55, DH when he's 60 (by his own choosing, we'll see if he wants to keep working). We will both be able to retire at 55.

With a $10k vacation budget (which doesn't include one week at the beach with my family, that's a separate savings) we should be able to do 2 nice week long trips, or one really nice trip. Groupon Getaways will be your friend. DH has 6 weeks of vacation a year, I have unlimited (just need approval from my manager, haven't been denied since I don't abuse it), so we can travel at anytime (at least while DD is in daycare).

DH is a fed, so once he retires we'll still have his insurance for life. We'll have about 4 million in retirement, $40k per year from his pension and $500k in cash (plus the house which should be around $600k). Should be a nice retirement!

Oh HHI is $250k, will jump up a bit in 2 months. DD is 3.5 so daycare costs will drop a bit to cover aftercare. Only have one car, live in a townhouse, only one child (that's all we want as well). [/quote]

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