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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Guns are covered my home owners and/or renters insurance.  Just like you kids bike is, or your baseball is, or your kitchen knife is, or your golf clubs, or ..... and your home owners/renters insurance also covers accidental injuries.  You know, like if you tossed a baseball to your neighbor kid and accidentally bonked them in the eye.  Same thing with an accidental gun discharge, that's covered too.  Non accidental injuries are not covered, no matter if it's a bat, knife, gun or baseball.[/quote]

I think you're missing the point.

[b]The point about mandating insurance for gun owners is to make guns prohibitively expensive to own. We're trying to be punitive with this idea.[/b]

The other thing is to consider taxing the hell out of ammunition.

Of course, neither solves the problem of the rogue lone wolf white dude who decides to go on a shooting spree intending to eat the last bullet.[/quote]

Not being punitive. But it would be using the market to price in risk appropriately.  That's an argument that free market conservatives should love.  Insurance would also be a way to enhance practical gun safety, like requiring a clean record, gun safes, trigger locks and completion of safety courses as basic requirements or at least to quality for price discounts.  Think how auto insurance is priced.[/quote]

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