Reply to what happens to my brother when my parents die?

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[quote=Anonymous][quote=Anonymous]OP -- will your parents not have the house paid fully in a few years? My husband's uncle is in similar situation to your brother. But after grandparents passed away they left him totally paid house. He manages to rent out some of the bedrooms that gets enough for him to pay property taxes, food and gas (grandma's car is somehow still going). I'm told the house is a mess and smells horribly, but somehow he still is getting paid roommates, and the current family that he rented out part of the house to even cooks for him... The uncle though somehow does get some Medicaid stuff, so he has filed for disability in one shape or form (he also weighs like 400lb which is another problem)... Is something like this even possibility for you? Like for him to have a free and clear house? Maybe your parents can move into less expensive area...[/quote]

The house probably won't be paid off. They took a few home equity loans over the years. My dad says the property taxes are $8,000 a year and the house costs close to $9,000 to heat. Since he's in an apartment over an outbuilding I don't think keeping the whole thing would make sense. They are not in a particularly expensive area (Baltimore County) nor are they in a walkable area or even one near public transportation where room rental would be an attractive option.

The place would be pretty expensive to maintain.

I do think, though, that the key here will be to get my parents to make some provision to get the thing sold and the proceeds put in a trust when they're gone. That is easier said than done, but it could be a lower hurdle than getting my brother into the system.

Reading my own posts and the responses I'm reminded of why I gave up a couple of years ago. It's so hard to get anything to change. Letting go makes sense. I knew that then, but I let myself get panicked about him again because (a) his birthday just passed; (b) I saw my dad and he has clearly made no plans of any kind. Knowing that my concerns are quite valid threw me off; and (c) holidays are coming around and this is when I really miss the brother I used to have.

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