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Reply to "At what HHI did you start fully funding your 401k? "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I've always done a solid 10%. I just can't do more than that. At 100K, I'm only at 10K/year. DH, who makes double me, maxes it out. I will say that I've started last year putting every bit of an annual salary increase in. So maybe in 5-7 years I'll be maxing out? I don't know. [/quote] That's bs. Your income is joint. Why wouldn't you also max and he funds more if the household expenses. It benefits you both. The way you are doing it, if you end up divorced he has way better retirement savings than you do. Total bs. [/quote] Could not agree more. Also, you have to realize that your tax rate is also based on your joint income and to the extent you earn less than your DH you are paying higher taxes as a result of his earnings. Just another reason why thinking of what each of you earn independently is not really a "fair" way to do things if that is your underlying goal.[/quote]
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