Reply to How do you divide up shared and individual accounts with your spouse?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I do not understand why any married couple needs a separate account to purchase gifts. [/quote]

I don't understand women who willingly forfeit control of some or all of their own earnings, how about that? That's as legitimate a feeling as your own.....

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I think it is unfortunate that you assume women are forfeiting control.  In most cases I know, husbands and wives either jointly make monetary decisions or the woman handles the money.  I only know one friend whose H handles the finances.  [/quote]

I'm a dw here.  I manage our finances and we use joint accounts.  We occasionally discuss finances but really my husband is horrible with budgeting.

Having separate accounts can sometimes just be a form of avoidance.  It may be easier at first to keep things separate when you have a high spending spouse.  But then what happens ten years down the road when it is time to buy a home or retire?  That big spending spouse isn't going to have the savings to contribute.

Also I agree that having separate accounts doesn't protect you in divorce.  [/quote]

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