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Home Improvement, Design, and Decorating
Reply to "Really struggling with whether to take out loan for home improvement "
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[quote=Anonymous]Don't cut retirement and college savings to pay for a house renovation. You know that's not the right thing to do, which is why you kept your mortgage low, especially with kids that need childcare. Reading between the lines a little, you were justifiably cautious and didn't overextend yourself on a mortgage, made sure you could pay he mortgage with one earner and gave yourself a nice buffer so you wouldn't be stressed in case of job loss, and kept yourself at a mortgage amount you could pay 20% down and avoid PMI. All really great choices. Then you got in the house and are itching to get things renovated, and are considering "undoing" all those really smart choices you made. Am I kinda right OP? :)[/quote]
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